I spoke to TMobile tech support to confirm my SwirlyMMS settings and the support guy had experience helping people with SwirlyMMS.
MMSC is always the same:
http://216.155.174.84/servlets/mms
Proxy: 216.155.165.050
or: 216.155.165.050:8080
or: 216.155.165.050:9201
or: 216.155.165.051
or: 216.155.165.051:8080
or: 216.155.165.051:9201
APN: wap.voicestream.com
or: internet2.voicestream.com
He said it takes trial and error to find the right combination that works and that some people are still unsuccessful.
I got mine working with 216.155.165.050:8080 and wap.voicestream.com.
Good luck!
Kudos to TMobile for being so courteous, professional and willing to help. Next month, I'll pay my bill with a glad heart.
edit: copied this post (originally mine) over from iPhone App Discussion forum.