Deposit Checks to PayPal by Taking iPhone Pics

**HCWHunter** · 10-06-2010, 03:45 PM

Originally Posted by goodluck4287

Don't worry, ebay and paypal are great at accepting money.

I sold an iPhone on EBay to a buyer outside of the country with great feedback... claimed he never received it 2 months later. Ebay has decided that I have to pay them reimbursement for the Phone (in addition to me having the phone lost/stolen in transport), they want me to pay paypal fees, ebay fees and shipping fees. So instead of turning my old iPhone 3G into $250, my transaction cost me over $550. **** ebay and paypal.

Why would anyone ship a $250 item overseas w/o insurance and tracking number, etc.?!? I had Ebay and Paypal refund my money promptly when a seller tried to rip me off with bogus OEM software after I purchased some "Genuine Windows" software. I showed them the original listing, a pic of the OEM software and my tracking # returning it and got my $$ back. Ebay and Paypal are great if you do your part!

HW

**rlowride** · 10-06-2010, 03:47 PM

I like this... I keep my paypal account separate from my bank. So I won't have to add, transfer, explain.... Etc..

**Cer0** · 10-06-2010, 04:18 PM

More banks need to come forward with this.

Banks already just use images for check processing. They use small scanners so they can run the checks for the day. The check images are sent to the bank as an electronic file. The bank then just process them like normal.

My bank accepts check images on their website but they don't have a mobile app.

**Kyle Matthews** · 10-06-2010, 05:33 PM

Originally Posted by vantheman169

I have USAA BANK and they have a free app i can transfer money and pay bills and deposit checks right from my iphone, and they have had this app for about a year now, i LOVE IT! Just deposited 2 checks yesterday =)

Same here with Chase. Love it.

**Waleed786** · 10-06-2010, 07:16 PM

Chase has this? In the USA?

**SnR** · 10-06-2010, 07:50 PM

Really really cool. I want to write a check and deposit it just to try it out!

**MN1987** · 10-06-2010, 08:03 PM

Has anyone tried this? I'm about ready to try it with a $200 check... but I just want to be sure... there's no fee for this service, right?

Just double checking

**moochermaulucci** · 10-06-2010, 09:28 PM

Originally Posted by Kyle Matthews

Same here with Chase. Love it.

Originally Posted by Waleed786

Chase has this? In the USA?

Yes, they've had it for a awhile now. I haven't set foot in a bank in months, because between this and their ATMs that allow cash deposits, there's just no more need to stand in line.

I love progress!

**southfrisco** · 10-06-2010, 10:40 PM

I heard using the photo check service with PayPal will take six days for the check to actually post to your PayPal account. That is six days that they have the money and make interest off of the amount.

Even though my bank of choice does not have an app with flashy features (they don't even have an app) or a fully fleshed out mobile site they have one thing (actually two) I care more about than anything else. Great individual customer service and they remove all of my ATM fees if I use my ATM card at a non affiliated bank ATM. That is unlimited ATM charges. You just can't beat it.

If any of you live around the Bay Area or Los Angeles area you should check out First Republic Bank. The absolute best banking experience I have ever had in my life. I won't go anywhere else.

**EskimoRuler** · 10-06-2010, 10:57 PM

This is really cool. I wish my bank had this

**goodluck4287** · 10-06-2010, 11:44 PM

Originally Posted by madczech

thats why you get insurance for your shipping...

Not available to Singapore from US via priority mail. Trust me, I asked. I was screwed either way when they won the auction.

**StealthBravo** · 10-06-2010, 11:47 PM

USAA deposits checks the same day via their app

**Cer0** · 10-07-2010, 12:25 AM

Originally Posted by StealthBravo

USAA deposits checks the same day via their app

And if your's and their bank have the right partners it will clear their bank same day or next day. No more floating checks for 5-7 days.

Sent from my iPhone using ModMyi

**truenorth** · 10-07-2010, 02:35 AM

PayPal Alternative - Pay Pal Lawsuits, PayPal Complaints & Fraud

**madczech** · 10-07-2010, 03:10 AM

In my opinion checks are a long outdated way as a payment method... There are so many easier, less costly, safer and faster ways to pay than by check... Just my opinion

**vantheman169** · 10-07-2010, 06:03 AM

Well checks are Afars thing for me but what about gifts, Xmas presents, refunds from companies for whatever reason, very awesome concept Usaa had this before the app all u had to do was scan the check and deposit it from your computer but this is even easier than the app. USAA has it for other mobile devices as well.

**zozodouce** · 10-07-2010, 07:08 AM

very nice app.

**slavipz** · 10-07-2010, 08:10 AM

I just wonder who would be using paypal if what happened to me, happens to them and paypal refuse to return their money after being conned... not recommending it to anyone now...you risk of being conned and "Buyer protection: you are fully covered" will not work for you as you would expect...

**goodluck4287** · 10-07-2010, 08:16 AM

While I understand that if you don't like it, you shouldn't use it, I'll leave you with one other point about it.

Paypal thinks they are a bank. While banks are a business, paypal thinks they are a bank but are not regulated by the Federal Reserve. Paypal can easily be a huge risk to anyone who uses it.

**slavipz** · 10-07-2010, 08:18 AM

Originally Posted by goodluck4287

While I understand that if you don't like it, you shouldn't use it, I'll leave you with one other point about it.

Paypal thinks they are a bank. While banks are a business, paypal thinks they are a bank but are not regulated by the Federal Reserve. Paypal can easily be a huge risk to anyone who uses it.

I understand. You can all read what happened to me righ here in this tread: Beware I just got conned on ebay

It is really a shame!

Your favorite Apple, iPhone, iPad, iOS, Jailbreak, and Cydia site.

Thread: Deposit Checks to PayPal by Taking iPhone Pics

iPhone News

General iPhone

Originally Posted by goodluck4287 Don't worry, ebay and paypal are great at accepting money. I sold an iPhone on EBay to a buyer outside of the country with great feedback...