Mint: A Great Way to Know How Much Money You Don't Have

[Paul Daniel Ash]

I'm both bad with bookkeeping and a fan of apps that live-track my personal data, so I'm a sucker for things like Nike+ and Mint. Recently acquired by Intuit (a development savaged by 37signals's Jason Fried in an essay piquantly titled The Next Generation Bends Over"), Mint is a personal finance webapp that can be accessed via browser and on your iPhone. It tracks your expenses and payments, and provides alerts for important events like due dates for bills or low balances in your accounts (ahem).

They just released version 3.0 of the iPhone app, and improved the user interface as well as adding important functionality. You can now configure push notifications for certain alerts, and perhaps most impressively, can now edit transactions using the app.




Mint is able to deduce expense categories for most transactions, but for better reporting you can now use the app to correct, or define, which expense was for what category, and add notes for tracking purposes.

Finally, the new release adds passcode protection for your personal data, and will automatically log you out if you receive a call or a text while using Mint. The company offers industry-standard security, which should only improve as they come under the Intuit umbrella. Further, they note that Mint is a "read only" service: you cannot initiate any transactions using the app. Be that as it may, Mint does store your online access credentials, and in an age of data theft, one should always be vigilant about any account that can be managed online.

Mint is a free download from the iTunes App Store.

[masters2k]

first yeah.

sound really good. downloading it asap.

[DMI187]

Good News And Bad News
At The end Of the Year U see how mush money u wasted
And Only Avaible in the US

[Melech518]

Again with the first crap???

Looks like an interesting app...Ill give it a go

[Happy Noodle Boy]

Ever since the bank that handles my school loans appeared on Mint my total networth dropped and i want to kill myself whenever I open the app.

[jibaro3]

if i use this for my wife i know i be broke and ready for divorce

[sn0ws]

just got all set up.. truely depressing for a college student even with no loans..

Hopefully this will somewhat encourage responsible spending some what, when I signed up I got 6 alerts instantly telling me I'm over budget on just about everything.
America needs this app. to put us in check

[Cer0]

I tried this but I prefer iBank. It has desktop software to sync with and I can add transactions on the move. It can sync with home via wifi or Mobileme.

[FoneWeasel]

Giving my personal banking information to a 3rd party site that's been hacked several times in the past? Sounds like a real smart plan.

[Happy Noodle Boy]

Giving my personal banking information to a 3rd party site that's been hacked several times in the past? Sounds like a real smart plan.

It hasn't been hacked. In fact, it's been doing so well it was recently purchased/integreated into Intiut, makers of Quicken.

[Darkhunter130]

I really want to try this but I worry about security issues as well.

[Happy Noodle Boy]

I really want to try this but I worry about security issues as well.

They don't exist. You're more likely to have your financial information stolen by getting hit by a virus/logger on your own computer than these guys getting hacked.

Mints done a pretty good job with security and I think they do a good job explaining how it works. It's no different than you yourself logging in to your bank website. All mint does is take that information and puts it in one place (mint themselves don't see/store your passwords)

[MetallicaFan1991]

Hmmm only for the US and I don't have a Mint card!

[Darkhunter130]

They don't exist. You're more likely to have your financial information stolen by getting hit by a virus/logger on your own computer than these guys getting hacked.

Mints done a pretty good job with security and I think they do a good job explaining how it works. It's no different than you yourself logging in to your bank website. All mint does is take that information and puts it in one place (mint themselves don't see/store your passwords)

I did some research and decided to try it out. Its pretty cool! Thanks

It says WARNING checking account low fail! haha

[billchase2]

I love the website and have been using this app for a few months now. The new version has some great new features!

[cbx133]

Kinda sucks that it doesn't even have my Credit Union on there. Oh well..

[tudtran]

LOL. this is a funny post

[///Maybach]

I was using personal assistant until i downloaded this app, it is a million times better!!!! I have now switched over.

Thanks for the tip

[jwilcox09]

This app/ site is great...i love how it now has push alerts for going over you set budgets for the month.

EDIT: Horray my 100th Post!

[Cowboy]

This is an awesome app just got it working and I like it