The application when in the backgound is simply suspended in memory so it shouldn't be burning data unless it's designed to. It basically pauses or freezes the app in current state temp. You can't disable multitasking & easiest way is what you are already doing. Apps don't officially close anymore & yes I agree with you that it sucks no option to turn off. Next iOS 4.3 it's doubtful they would make such changes, if anything likely they would tweak it further
Thanks for moving it...wasn't sure because my iPhone 4 isn't modded...
@dbellca82.....thanks....was just worried about my data being used...I really wish that I could set up the apps the way I want to with multitasking....to be able to enable of disable it for EACH app would be awesome....
well hopefully in the future we could get this kind of customization WITHOUT having to Jailbreak and void the warranty....sigh....